Finance FAQs
Answers to common questions on truck finance, car loans, ABN finance, excavator and digger loans, and office fit out finance.
Can I get truck finance with an ABN
Yes. Many lenders approve truck finance for ABN holders. Strong cases show stable trading history, clear bank statements, and a sound asset and liability position.
What documents do I need for a car loan as self employed
You will usually need identification, your ABN, business bank statements, recent BAS or an accountant letter, and a simple asset and liability summary.
How do excavator and digger loans work
The equipment often secures the loan. Terms commonly range from two to seven years. We can align repayments with seasonal cashflow so the gear pays for itself on site.
What is low doc ABN finance
Low doc means income can be verified with bank statements, BAS or an accountant letter rather than full tax returns. It suits new or fast growing ABN businesses.
Can I finance an office fit out
Yes. Fit out finance can cover partitions, furniture, technology and signage. Terms are often two to five years with options that match your cashflow.
How fast can approval happen
Clean files can receive a quick conditional approval. More complex cases may take one to three business days while we collect supporting information.
Can I make extra repayments or pay out early
Many lenders allow extra repayments or early payout, sometimes with a fee. We will explain any costs and choose lenders that match your preference.
What is the difference between a chattel mortgage and a finance lease
A chattel mortgage gives you ownership up front while the lender takes a security interest over the asset. A finance lease lets the lender own the asset while you make set payments and may have an option to buy at the end. We can advise which suits your tax and cashflow goals.