Car Loans. No Fuss.

Drive Away In Your Dream Car with Easy, Affordable Car Loans!

✅ Compare Options with 40+ Lenders

✅ Business or Personal Car Loans

✅ No Hidden Fees

✅ No Impact on Credit Score

Specialised Loans For:

Caravan Loans
Car-finance
motorbike-loans

Apply Below To See Your Options

Quick Approvals

Get your loan approved fast, so you can drive away sooner.

Expert Guidance

Our brokers provide personalised advice to help you find the best loan.

Competitive Rates

Enjoy low-interest rates that make your dream car more affordable.

Flexible Terms

Choose from a range of repayment options tailored to your budget.

No Hidden Fees

Transparent pricing with no surprises—what you see is what you get.

Pre-Approval Options

Secure your financing before you shop, giving you the power to negotiate confidently.

Our Approach Is Simple…

Trusted by over 40 lending partners, we make getting financing for your Truck easy and hassle-free. With our extensive network, we find the best deals for you. Whether its low doc or full doc we’ve got you covered so you can focus on what you do best—running your business. Let us handle the hard stuff and guide your business to financial success.

Trusted By 40+ Lending Partners

FAQs

  • the amount you can borrow depends on several factors, including your credit score, income, and the value of the car you wish to purchase. Generally, lenders offer car loans up to 100% of the vehicle's purchase price, depending on your financial situation.

  • In most cases, a deposit is not mandatory, but it can be beneficial. A deposit reduces the amount you need to borrow, potentially lowering your monthly payments and interest costs. Most lenders offer no-deposit car loan options.

    At Thrift Capital, we’ll assess your situation and help you decide whether a deposit is the right choice for you, ensuring you get the best possible deal on your car loan.

  • We can show you your car loan options without any impact on your credit file, so it remains unaffected in the initial stages until you want an approval.

  • Yes! you can buy through a private seller, auction or dealership. We offer flexible financing options that cover all types of purchases, giving you the freedom to choose the best deal for your needs.

  • Yes! we finance brand new and used Cars. Enquire to speak with our Loan Specialists to see if we can help.

  • Yes, we can help! Being on Centrelink doesn't automatically disqualify you from getting a car loan. Lenders will consider your overall financial situation, including your Centrelink payments, other income sources, and expenses.

    At Thrift Capital, our brokers specialise in finding tailored solutions, even for those with unique financial circumstances. We’ll work with you to explore options that fit your budget and help you get the car you need.

  • Yes, we can assist on a case-by-case basis. If you have bad credit, we offer a wide range of short- and long-term solutions. Overcoming bad credit is easier with experts on your side.

    Our team is happy to discuss any scenario. Feel free to enquire, and we'll see if we can help with your situation and put you on the right path.

We Make Car Loans Easy - Contact Us Today!

Ready to take your fleet to the next level? Share some details with us and let's make your financial goals a reality together!