Broker Loan Calculator
Payments can be in arrears (end of month) or in advance (start of month). Fees can be financed or paid upfront.
Comparison rate:
IRR-based (Nominal p.a.)
Inputs
Brokerage base:
Brokerage is calculated on (Loan Amount − Deposit) (amount of credit), then capitalised into the loan.
Outputs
Thrift Capital — Quote Summary
Generated from Broker Loan Calculator
Monthly repayment (incl. fees)
$0.00
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Total interest (simple)
$0.00
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Total repayments (monthly × term + balloon)
$0.00
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Comparison rate (Nominal p.a.)
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Calculated from cashflows using IRR, then shown as nominal yearly rate (monthly IRR × 12). Monthly fees are included.
Breakdown
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Notes: “Total interest (simple)” is shown as Total Repayments − Loan Amount. Comparison rate is IRR-based and shown as nominal p.a. (monthly IRR × 12).