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02 5502 9213
Thrift Capital
Thrift Capital
Home
Private Lending
Equipment Finance
Excavator Finance
Commercial Finance Broker Sydney
Self-Employed Home Loans
Business Loans for Self Employed
Truck Finance Sydney
About Us
Become a partner
Loan Repayment Calculator
Interest Rate Calculator
Blogs
02 5502 9213
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Business Loans & Cashflow Guest User 29/8/25 Business Loans & Cashflow Guest User 29/8/25

Different Loan Structures and When to Use Them

Choosing the right loan structure is just as important as the rate. Learn when to use a chattel mortgage, unsecured loan, lease, or refinance to support growth.

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Broker Insights Guest User 8/8/25 Broker Insights Guest User 8/8/25

Navigating Business Finance in a Volatile Economy

Volatility doesn’t mean stopping—it means getting strategic. Here’s how smart finance decisions can help your business thrive in uncertain economic conditions. 

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Tax & EOFY Guest User 7/8/25 Tax & EOFY Guest User 7/8/25

3 Finance Hacks to Maximise Q3

Q3 is your window to improve cash flow and prep for growth. These 3 finance hacks—payment terms, chattel mortgage, and debt refinance—can make all the difference. 

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Broker Insights Guest User 28/7/25 Broker Insights Guest User 28/7/25

Top 5 Loan Myths Debunked

Believing loan myths can cost you time and money. We’re busting the top 5 finance misconceptions holding business owners back—and what to know instead.

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Low Doc & New ABN Guest User 17/7/25 Low Doc & New ABN Guest User 17/7/25

ABN Loans: How to Get Finance With a New ABN

New business? No problem. Here’s how new ABNs can still get approved for finance—plus what lenders really look for when you’re just starting out.

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Equipment & Asset Finance Guest User 9/7/25 Equipment & Asset Finance Guest User 9/7/25

Chattel Mortgage Explained: How It Works, GST and Tax Benefits

What is a chattel mortgage? How it works, how GST and depreciation are claimed, and when it suits Australian businesses buying vehicles or equipment.

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Tax & EOFY Guest User 1/7/25 Tax & EOFY Guest User 1/7/25

Instant Asset Write-Off 2026: Using It With Equipment Finance

Fresh financials and proactive lenders make July the perfect time to apply for business finance. Here’s why acting early in the financial year gives you a serious advantage.

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Business Loans & Cashflow Guest User 23/6/25 Business Loans & Cashflow Guest User 23/6/25

Free Pre-Approval Checklist for Business Loans Over $300K

Get lender-ready with our free checklist for business loans over $300K. Know what documents to prepare so you can apply faster and boost your approval chances.

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Equipment & Asset Finance Guest User 18/6/25 Equipment & Asset Finance Guest User 18/6/25

Chattel Mortgage vs Lease: Which Is Right for Your Business?

Trying to decide whether to lease or buy business equipment? Learn the key differences, benefits, and how to choose the best finance option for your business.

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Business Loans & Cashflow Guest User 13/6/25 Business Loans & Cashflow Guest User 13/6/25

How to Get Approved Fast: What Lenders Look For and Why the Right Match Matters

Looking to get approved for business finance—fast? Learn how Thrift Capital helps match you with the right lender for your industry, why approval times vary, and what lenders actually look for in your application. Discover how the right strategy can cut weeks down to hours.

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CF Financial Services Pty Ltd ABN 42 675 623 417 trading as Thrift Capital

CF Financial Services Pty Ltd Credit Representative 560115 is authorised under Australian Credit Licence 000517192.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

E: info@thriftcapital.com.au

P: 02 5502 9213

A: 22 Giffnock Ave, Macquarie Park NSW 2113